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IBPS Probationary Officer PO

Everything you should know before preparing or applying for the IBPS Probationary Officer / Management Trainee Examination. This page summarizes important information from the official CRP-PO/MT-XVI notification in a simple and structured manner.

Quick Overview

Important IBPS PO details at a glance.

Conducting Body

Institute of Banking Personnel Selection (IBPS)

Post

Probationary Officer / Management Trainee

Qualification

Graduation in any discipline from a recognised University

Age Limit

20–30 Years
(as prescribed in the notification)

Selection

Prelims → Main → Personality Test → Interview → Provisional Allotment

Mode of Exam

Online Computer Based Examination

Participating Banks

11 Public Sector Banks under the CRP

Basic Pay

₹48,480
Plus applicable allowances & perquisites

Exam Highlights

Important information regarding IBPS CRP-PO/MT-XVI.

Full Name Common Recruitment Process for Probationary Officers / Management Trainees
Exam IBPS PO / MT
Conducting Body Institute of Banking Personnel Selection (IBPS)
Recruitment CRP-PO/MT-XVI
Vacancy Cycle 2027–28
Total Indicative Vacancies 6,715
Educational Qualification Degree (Graduation) in any discipline
Age Limit 20–30 Years, subject to applicable relaxation
Selection Process Online Preliminary → Online Main → Personality Test → Common Interview → Provisional Allotment
Application Mode Online
Preliminary Exam 100 Questions | 100 Marks | 60 Minutes
Main Examination Objective Tests: 170 Questions | 200 Marks | 160 Minutes + Descriptive: 25 Marks | 30 Minutes
Negative Marking 0.25 mark (one-fourth of the marks assigned to the question) for each wrong answer in objective tests
Interview 100 Marks
Final Weightage Online Main Examination : Interview = 80 : 20

Post Details

IBPS PO / MT recruitment is conducted for Probationary Officer / Management Trainee positions in participating Public Sector Banks.

Probationary Officer

The CRP recruits candidates for the Probationary Officer / Management Trainee post in participating Public Sector Banks.

Participating Banks

Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank and Union Bank of India.

Pay Scale

The notified basic pay scale starts at ₹48,480 with applicable increments and allowances / perquisites according to the rules of the participating bank.

Career Entry

The recruitment process provides entry into the officer cadre of participating Public Sector Banks through a common selection process.

Salary

Pay scale notified for Probationary Officer / Management Trainee.

Post Basic Pay Scale Starting Basic Pay
Probationary Officer / Management Trainee ₹48,480-2,000/7-₹62,480-2,340/2-₹67,160-2,680/7-₹85,920 ₹48,480

Allowances & Perquisites

The official is eligible for allowances and perquisites as per the rules of the participating bank in force from time to time.

Eligibility Criteria

Basic eligibility requirements prescribed in the official notification.

Qualification

A Degree (Graduation) in any discipline from a University recognised by the Government of India or an equivalent qualification recognised by the Central Government.

Nationality

Eligible candidates include citizens of India and the other categories of persons specified in the official notification, subject to the prescribed certificate of eligibility where required.

Age

Minimum 20 years and maximum 30 years, subject to the applicable upper-age relaxations.

Final Result

The final graduation result must have been declared by the prescribed cut-off date and the candidate must possess the required marksheet / degree proof.

Educational Qualification

Graduation in Any Discipline

A Degree (Graduation) in any discipline from a University recognised by the Government of India or any equivalent qualification recognised as such by the Central Government is required.


Degree / Marksheet Requirement

The candidate must possess a valid marksheet / degree certificate showing that he or she is a graduate on the day of registration and must indicate the percentage of marks obtained in Graduation in the online application.


Final Result Declaration

The final result of the qualifying degree must have been declared by the date prescribed in the notification. Proper documentary proof from the University / Institution has to be produced at the interview when required.


Percentage / CGPA

Graduation percentage is to be calculated to the nearest two decimals. Where CGPA / OGPA is awarded, it must be converted into percentage according to the conversion criteria of the University / Institution and the required proof must be produced when asked.


Important Note

Candidates awaiting final results of the qualifying graduation examination on the prescribed eligibility date are not eligible under the notification.

Nationality / Citizenship

Age Limit

20 – 30 Years

The prescribed minimum age is 20 years and the maximum age is 30 years, subject to the applicable category-wise upper-age relaxation rules.

For the notification's stated age reckoning, the candidate must satisfy the prescribed date-of-birth conditions. Reserved and other eligible categories receive relaxation as specified by IBPS.

Age Relaxation

Upper-age relaxation available to eligible categories.

Category Age Relaxation
Scheduled Caste / Scheduled Tribe 5 Years
Other Backward Classes (Non-Creamy Layer) 3 Years
Persons with Benchmark Disabilities 10 Years
Eligible Ex-Servicemen / Commissioned Officers and specified categories 5 Years, subject to the conditions and ceiling prescribed in the notification

Age relaxation is subject to the detailed conditions of the official notification. Candidates claiming relaxation must produce the prescribed certificates at the interview / subsequent recruitment stage.

Application Schedule

Tentative schedule given in the official CRP-PO/MT-XVI notification.

Activity Schedule
Online Registration / Edit / Modification 01 July 2026 to 21 July 2026
Online Payment of Application Fee / Intimation Charges 01 July 2026 to 21 July 2026
Pre-Examination Training August 2026
Preliminary Examination August 2026
Preliminary Result September 2026
Main Examination October 2026
Main Result November 2026
Personality Test November 2026
Interview November / December 2026
Provisional Allotment January 2027

Application Fee / Intimation Charges

Fee prescribed in CRP-PO/MT-XVI. Payment is online.

Category Fee / Intimation Charges
SC / ST / PwBD Candidates ₹175 (inclusive of GST)
All Other Candidates ₹850 (inclusive of GST)
Bank Transaction Charges To be borne by the candidate

Important Fee Note

The application fee / intimation charges once paid are not refundable and are not kept in reserve for another examination. Candidates should complete the payment carefully and retain the system-generated application details for future reference.

Examination Pattern

The IBPS PO / MT recruitment process consists of Online Preliminary Examination, Online Main Examination, Personality Test, Common Interview and Provisional Allotment.

Stage - 1

Online Preliminary Examination

The Preliminary Examination is an objective test used to shortlist candidates for the Online Main Examination.

Test Questions Marks Time Medium
English Language 30 30 20 Minutes English
Quantitative Aptitude 35 30 20 Minutes English & Hindi
Reasoning Ability 35 40 20 Minutes English & Hindi
Total 100 100 60 Minutes

Candidates have to qualify in each of the three tests by securing the minimum cut-off marks decided by IBPS. An adequate number of candidates in each category are shortlisted for the Online Main Examination according to IBPS requirements.

Preliminary Examination Subjects

Subject-wise structure of the IBPS PO Preliminary Examination.

English Language

30 questions, 30 marks and 20 minutes. The test is conducted in English.

Quantitative Aptitude

35 questions, 30 marks and 20 minutes. The test is available in English and Hindi.

Reasoning Ability

35 questions, 40 marks and 20 minutes. The test is available in English and Hindi.

Stage - 2

Online Main Examination

The Main Examination contains objective tests followed by a descriptive paper. The objective tests are separately timed.

Test Questions Marks Time Medium
Reasoning 40 60 45 Minutes English & Hindi
General / Economy / Banking Awareness / Digital / Financial Awareness including RBI circulars 50 60 35 Minutes English & Hindi
English Language 40 20 35 Minutes English
Data Analysis & Interpretation 40 60 45 Minutes English & Hindi
Objective Total 170 200 160 Minutes
Descriptive Paper — Essay & Comprehension 2 25 30 Minutes English

The Main Examination therefore has an objective component of 170 questions for 200 marks and a descriptive paper of 25 marks. The notification states that the descriptive paper may broadly cover economic and social issues, emerging trends in banking and technology, current events, ethics and related areas.

Main Examination Subjects

Major sections included in the Online Main Examination.

Reasoning

40 questions, 60 marks and 45 minutes.

General / Economy / Banking Awareness

50 questions, 60 marks and 35 minutes, including Digital / Financial Awareness and RBI circulars.

English Language

40 questions, 20 marks and 35 minutes.

Data Analysis & Interpretation

40 questions, 60 marks and 45 minutes.

Descriptive Paper

Essay and Comprehension: 2 questions, 25 marks and 30 minutes in English.

Negative Marking

Personality Test

The Personality Test is conducted after qualification in the Main Examination.

Self-Report Test

The Personality Test is a self-report assessment and the candidate's personality profile is placed before the Interview panel.

Non-Qualifying

The Personality Test is non-qualifying in nature.

Mandatory

Appearing in the Personality Test is mandatory for being eligible for the Interview process.

Mode

It may be conducted through proctored mode or at identified examination centres as decided by IBPS.

Common Interview

Shortlisted candidates after the Main Examination and Personality Test are called for Interview.

Interview Marks 100
Minimum Qualifying Marks 40% for General candidates; 35% for SC / ST / OBC / PwBD candidates
Main : Interview Weightage 80 : 20
Conducting Arrangement Participating Banks, coordinated by the Nodal Bank in each State / UT / Region with the help of IBPS
Final Score Based on Online Main Examination and Interview scores according to the prescribed 80:20 weightage

Recruitment Process

Preliminary Exam

Three objective tests are conducted separately within a total duration of 60 minutes.

Main Examination

Objective tests followed by a descriptive English paper.

Personality Test

Non-qualifying but mandatory for candidates proceeding to the Interview stage.

Common Interview

Interview carries 100 marks and is conducted by participating banks with IBPS coordination.

Provisional Allotment

Successful candidates are provisionally allotted to participating banks according to vacancies and applicable conditions.

Final Merit & Provisional Allotment

How to Apply Online

Application is submitted online through the official IBPS website.

1. Register

Visit the official IBPS website and register for CRP-PO/MT using the prescribed online application process.

2. Enter Details

Fill personal, educational, category and other required details carefully. Certain fields cannot be changed after submission.

3. Upload Documents

Upload the prescribed photograph, signature, left thumb impression, handwritten declaration and applicable certificate.

4. Pay Fee

Pay the applicable application fee / intimation charges through the online payment facility.

5. Submit

Submit the completed application and retain the system-generated application form, Registration Number and Password.

Documents / Upload Requirements

Important items required during online registration and subsequent stages.

Photograph

A recent, recognisable photograph of the prescribed size must be uploaded. Candidates must retain copies for later stages.

Signature

Signature should be clear, appropriately sized and consistent throughout the recruitment process. Signature in CAPITAL LETTERS is not accepted.

Left Thumb Impression

The prescribed left thumb impression must be scanned and uploaded clearly without smudging or blurring.

Handwritten Declaration

The declaration must be in the candidate's own handwriting and in English, and should not be written in CAPITAL LETTERS.

Graduation Documents

Valid marksheet / degree certificate and proof of percentage / CGPA conversion where applicable.

Category Certificates

SC / ST / OBC-NCL / EWS / PwBD and other applicable certificates must be produced in the prescribed format when required.

Important Application Instructions

Examination Centre & Call Letter Instructions

Pre-Examination Training

Training may be arranged for eligible candidates who opt for it.

Eligible Categories

Limited candidates belonging to SC, ST, OBC and Minority Communities may be provided Pre-Examination Training.

Mode

Pre-Examination Training may be arranged in online mode.

Opt During Application

Eligible candidates who wish to avail the facility should indicate it in the relevant column of the online application.

No Selection Right

Attending Pre-Examination Training does not give a candidate any right to selection or appointment.

PwBD / Scribe Provisions

Special provisions are available to eligible candidates as prescribed by the notification.

Scribe Facility

Eligible candidates may use a scribe subject to the conditions, declarations and documentation prescribed by IBPS.

Compensatory Time

Eligible candidates using a scribe and specified categories are entitled to compensatory time of 20 minutes per hour or otherwise advised.

Visually Impaired Candidates

Eligible VI candidates may opt for magnified font and are entitled to the applicable compensatory-time provision.

Certificates

Disability certificates and other prescribed documents must be produced / uploaded wherever required.

Participating Banks

Banks listed in the CRP-PO/MT-XVI notification.

Bank of Baroda

Participating Public Sector Bank.

Bank of India

Participating Public Sector Bank.

Bank of Maharashtra

Participating Public Sector Bank.

Canara Bank

Participating Public Sector Bank.

Central Bank of India

Participating Public Sector Bank.

Indian Bank

Participating Public Sector Bank.

Indian Overseas Bank

Participating Public Sector Bank.

Punjab National Bank

Participating Public Sector Bank.

Punjab & Sind Bank

Participating Public Sector Bank.

UCO Bank

Participating Public Sector Bank.

Union Bank of India

Participating Public Sector Bank.

Important Points to Remember

Frequently Asked Questions

What is IBPS PO?

IBPS PO refers to the Common Recruitment Process for recruitment of Probationary Officers / Management Trainees in participating Public Sector Banks.

What is the educational qualification for IBPS PO?

A Degree (Graduation) in any discipline from a University recognised by the Government of India or an equivalent qualification recognised by the Central Government is required.

What is the age limit for IBPS PO?

The prescribed age is 20 to 30 years, subject to applicable upper-age relaxations for eligible categories.

What is the IBPS PO application fee?

₹175 inclusive of GST for SC / ST / PwBD candidates and ₹850 inclusive of GST for all other candidates. Online payment transaction charges are borne by the candidate.

How many questions are in the Preliminary Examination?

The Preliminary Examination has 100 questions for 100 marks: 30 English, 35 Quantitative Aptitude and 35 Reasoning Ability questions.

What is the IBPS PO Main Examination pattern?

The objective Main Examination has 170 questions for 200 marks in 160 minutes, followed by a 25-mark descriptive paper of 30 minutes containing Essay and Comprehension.

Is there negative marking in IBPS PO?

Yes. One-fourth or 0.25 of the marks assigned to a question is deducted for every wrong answer in the objective tests of the Preliminary and Main Examination.

Is the Personality Test qualifying?

No. The Personality Test is non-qualifying, but appearing in it is mandatory for being eligible for the Interview process.

How many marks is the Interview?

The Interview carries 100 marks. The minimum qualifying marks are 40%, with 35% for SC / ST / OBC / PwBD candidates.

What is the final weightage of IBPS PO?

The relative weightage of the Online Main Examination and Interview is 80:20.

Which banks participate in IBPS PO?

The notification lists Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank and Union Bank of India.

Can I apply more than once?

No. More than one application should not be submitted. If multiple applications are submitted, only the latest valid completed application is retained and fees paid for the other registrations are forfeited.